## AI and finance: who pays if the system crashes? The UK Parliament has expressed serious concerns regarding the financial sector's preparedness for the impact of artificial intelligence (AI). Legislators are calling for regulators to act more promptly, especially regarding the definition of responsibilities in the event of problems caused by automated decisions. Members of Parliament have emphasized the need to conduct thorough stress tests to assess the resilience of companies in the face of potential market shocks triggered by AI. The central question remains the attribution of responsibility when algorithms make decisions that lead to negative consequences. Who is responsible if an automated trading system causes huge losses? The question is still unanswered. The increasing reliance on AI in the financial sector raises complex questions about transparency, accountability, and risk management. It is essential that regulators are prepared to manage the challenges posed by this rapidly evolving technology.